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Who We Are

M3T Consulting team of experienced and zealous risk experts, keen to serve the best advisory to our clients with training and a vision in operational risk, Islamic Finance and enterprise risk management.

Our international expertise spans across diversified and complex environments in financial institutions and firms, it enabled us to innovate in offering our advisory by simplifying risk management concepts, focusing on the decision-making processes.

Our Founder and Managing Partner

Youness El Kandoussi is the Founder and Managing Partner of M3T Consulting.

He is an Operational Risk Management Expert across the spectrum of both Islamic and Conventional Banks in Kuwait, Bahrain, Malaysia, Turkey, Tunisia and Algeria.

He is certified Trainer in Risk Management and Islamic Finance by the Kuwait Institute of Banking Studies and Gulf University of Science and Technology

He has an Executive Professional Master in Islamic Finance. He has full cycle experience of Risk Management Frameworks Implementation

He is a Certified Operational Risk Expert from the London School of Business and Finance (LSBF, https://www.lsbf.org.uk/) . Islamic Banking & Finance from Euromoney Training EMEA, Project Finance Certificate from Moody’s Training Services, Corporate Credit & Cash Flow Analysis from Moody’s Training Services and Certificate In Risk Management from Institute of Banking Studies